MD buyer pays 6% sales tax. You may charge your purchase by phone or you can use Paypal. International shipping determined by location. If you are an international bidder email me for a quote. Do not pay the ebay generated invoice as the shipping is usually TOO HIGH. I will send you an invoice. Thanks for your interest! Take a look at my other auctions. Insurance is optional at your risk. Foreign buyers need to email me in advance to find out the shipping cost. Obviously I cannot ship to a foreign country as reasonably as to the U.S. I will combine items to save on shipping. Please look at all my auctions and my wife's auction booklady. About insurance: If you feel that you don't need it, don't get it. However, I cannot be responsible for lost or damaged items. I pack to the best of my ability (see my feedback comments) but I have no control over the handling or mis-handling that might occur after I ship an item. I welcome any questions that you might have!